About the Report

IIFL Home Finance Limited’s Integrated Report has been developed with a comprehensive approach to achieving the Company’s objectives and values. We acknowledge the importance of sharing our achievements, milestones, concerns, and opportunities with all our valued stakeholders on an annual basis. The Report serves as a crucial communication tool that provides comprehensive information on our business verticals and processes and valuable insights into our Company’s economic, social, and environmental aspects. Additionally, the Report is aligned with our business strategy and highlights the material issues that could potentially impact our ability to create sustainable value.

Our Approach to Reporting

This report has been prepared for IIFL Home Finance Limited (hereinafter referred to as ‘the Company’ or ‘IIFL HFL’ or ‘We’) in accordance with the principles of Integrated Reporting as set out by the Value Reporting Foundation (VRF). Our goal is to enhance transparency for all stakeholders by providing a comprehensive overview of our operational environment, strategy, significant challenges, risks, opportunities, engagement with stakeholders, and approach to long-term sustainability. The Report is intended to integrate the creation of value across six capitals, encompassing both financial and non-financial aspects, and also provide insights into our commitment to generating sustainable value.

Reporting Period, Scope, and Boundary

The reporting period for this Integrated Report is from April 1, 2022 to March 31, 2023.

Reporting Standards and Frameworks

In developing this report, we have adhered to the principles of Integrated Reporting as set out by the Value Reporting Foundation (VRF) to meet the needs of our diverse stakeholders. The Company fully complies with the regulations and guidelines established by NSE and BSE listings, and SEBI. The statutory reports, including the Directors’ Report, Management Discussion and Analysis (MD&A) section and Corporate Governance Report are strictly in accordance with the Companies Act, 2013, Securities Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the prescribed Secretarial Standards. Additionally, the non-financial information presented in this report is based on the sustainability reporting standards of the Global Reporting Initiative (GRI Standards).

Our Approach to Materiality

The Integrated Report provides a comprehensive overview of our business operations and associated efforts that contribute towards generating sustainable value in the long term. Moreover, the Report delves into several significant factors that may significantly affect the Company’s potential to create value, and the corresponding measures taken to address these concerns.

Management Assurance

The content of the Report has been reviewed by our Company’s senior management under the supervision of the CEO. Additionally, the Board members of the Company have provided the necessary oversight.