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The Initiatives and Solutions of Future
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Written by Amor Kool:
AmorKoolis a Panel Member of National Building Code of India and Technical Committee Member to Bureau of Indian Standards and BEE ECBC.He's currently working as Environmental and Social Governance Lead at IIFL Home Finance Ltd.
"The engine of life is linkage", everything is linked, the economy, environment, and equality. In India, we've learned to analyse and set our goals towards sustainable economy through various tools of energy and water efficiency, however, the social equity or the fabric of its people are ignored. The access to sustainability is available to the premium class of developers and their subsequent buyers.
The IIFL Home Finance Ltd. has created a multi-modal approach to tackle the issue through support in financing model based on detailed evaluation of the project. The disbursement is linked with the construction progress for an affordable housing project with tenure up to 60 months. IIFL HFL's efforts are not limited to the construction financing but also using technology to quickly disburse the amount to the beneficiary. The HATPATtablet application is an express customer on boarding solution for home loans. This process critically reduces the time for a soft sanction from day to an hour. The step forward in alignment with the country's and the company's vision of digitization.
Further, the IIFL HFL approach towards the solution to this problem is an integration of different aspects of design, construction, sustainability, and financing. Initiatives i.e. UTUMBby IIFL Home Finance Ltd., is one of the attempt to address this gap in green affordable housing segment. The sustainability of an affordable housing segment should not only address the environmental aspects but also, the social, cultural and financial. UTUMBis a platform where IIFL HFL is bringing architectural and construction industry experts, government representatives, green building certification institutes and developers together to create synergies. It is a stage blending benefit of green homes within the affordable housing segment in India.
The solutions are available, it is upon us, he greatest threat to our planet is the belief that someone else will save it.
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Home Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment, etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results, etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan product specifications and information that may be stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan.
